If you are a punter that enjoys regular betting on accumulators then there is nothing quite so 
annoying as placing a very good accumulator bet, watching all but one of your results come in as you predicted and then have one result cost you a sizeable win. Indeed, as someone who makes these bets on a regular basis and who has endured such losses on a frustratingly regular basis, there is little in sports betting to match that sense of disappointment.
However, one way to soften the blow as a punter is to place your bet with a company that offers what is widely become known as accumulator (or ‘acca’) insurance. Ladbrokes is one such bookmaker that offers this as part of their 5 Team Acca Insurance Promotion.
In this article, we’re going to explain how this offer works and then we are going to put the theory into practice by putting together a series of five-fold accumulator bets for matches taking place on Tuesday, Wednesday and Thursday this week across UEFA’s two big European club competitions, the Champions League and the Europa League.
Of course, before you can place a bet, you do need to sign up with Ladbrokes. As a new customer you have a choice of two great value Ladbrokes sports deposit bonus starter promotions. The first offers you a chance to earn a £50 Free Bet when you sign up and make a bet using the offer code F50. The offer is a 100% deposit bonus offer where your first bet at Ladbrokes is matched with a bonus bet to the same amount (up to a maximum of £50).
Alternatively, if you prefer you can accept the Bet £5 and get £20 in free bets offer using the code B5G20 when you sign up. Simply deposit £5 and bet £5 when you join up and then you will receive four free bets of £5 each over the first few days of your membership on the site.
Whatever option you select, it is a great deal for a new customer and means you are now free to invest your cash perhaps in one of the bets outlined below, which also take advantage of Ladbrokes popular 5 Team Acca Insurance offer.
What is the 5 Team Acca Insurance offer and how does it work?
This offer is available on all football leagues and competitions that Ladbrokes offer sports betting on. All you need to do is place a five-team accumulator (or more) on selected markets and place your bet. If your bet loses due to one of your selections letting you down, with the other selections all winning, then Ladbrokes will return your stake as a free bet up to a maximum stake of £25.
There are certain provisos that have to be met in order for your bet to qualify for this offer. Firstly, each selection in your bet must be of odds of 1/10 or longer and your entire accumulator has to be of combined odds of 3/1 or better.
The other key thing to note is that the offer is only applied to bets placed on the Win/Draw/Win or as it is also known, the Full Time Result market. Furthermore if you place a qualifying bet and subsequently cash out the bet or partially cash out the bet, then the insurance becomes null and void.
If you earn a refund the money will be credited to your free bet balance by noon the day after the bet has been settled.
With all this in mind, lets now put together some accumulators for this week’s Champions League and Europa League games across Europe.
Tuesday 31st October – Champions League fivefold 
Accumulator
There are eight matches taking place on Tuesday night from Groups A through to D in the Champions League. The full list of fixtures is outlined below:
- Group A – FC Basel v CSKA Moscow
- Group A – Manchester United v Benfica
- Group B – Celtic v Bayern Munich
- Group B – Paris St Germain v Anderlecht
- Group C – Atletico Madrid v Qarabag
- Group C – AS Roma v Chelsea
- Group D – Olympiakos v Barcelona
- Group D – Sporting Lisbon v Juventus
Our choice of selections for a qualifying Ladbrokes 5 Team Acca Insurance bet is as follows:
- FC Basel v CSKA Moscow – Home Win – 5/6
- Celtic v Bayern Munich – Away Win – 1/3
- Man Utd v Benfica – Home Win – 1/3
- AS Roma v Chelsea – Draw – 5/2
- Sporting Lisbon v Juventus – Away Win – Evens
Place this bet with Ladbrokes now and for a £10 stake, you would stand to win £228.15 if all five matches come in. However, if four results are correct and one match lets you down, you would at least get your £10 stake reimbursed to you as a free bet.
Wednesday 1st November – Champions League fivefold Accumulator
Wednesday night sees Groups E through to H in action in the Champions League and includes Tottenham’s big return fixtures with Real Madrid in Group H. The full list of matches is detailed below:
- Group E – Liverpool v Maribor Branik
- Group E – Sevilla v Spartak Moscow
- Group F – Napoli v Manchester City
- Group F – Shakhtar Donetsk v Feyenoord
- Group G – Besiktas v AS Monaco
- Group G – FC Porto v Red Bull Leipzig
- Group H – Borussia Dortmund v APOEL Nicosia
- Group H – Tottenham Hotspur v Real Madrid
Our choice of selections for a qualifying Ladbrokes 5 Team Acca Insurance bet is as follows:
- Besiktas v AS Monaco – Home Win – 6/5
- Napoli v Manchester City – Draw – 27/10
- FC Porto v Red Bull Leipzig – Home Win – 11/10
- Shakhtar Donetsk v Feyenoord– Home Win – 1/3
- Tottenham Hotspur v Real Madrid – Draw – 27/10
If you place this bet with Ladbrokes now, for a £10 stake, you would stand to win £843.30 if all five matches come in. However, if only four results are correct and one match is a loser, you would at least get your £10 stake back.
Thursday 2nd November – Europa League fivefold 
Accumulator
Thursday night sees 24 matches across Europe in the Europa League, with all the 24 matches, (12 kicking off at 6pm, 12 at 8.05pm UK Time) outlined below:
6pm Kick Offs
- AEK Athens v AC Milan
- Apollon Limassol v Atalanta
- FC Copenhagen v Zlin
- Istanbul Basaksehir v Hoffenheim
- Lokomotive Moscow v FC Sheriff
- Ludogorets Razgrad v Braga
- Lyon v Everton
- Maccabi Tel Aviv v FC Astana
- Partizan Belgrade v Skenderbeu
- Rijeka v Austria Vienna
- Slavia Prague v Villarreal
- Young Boys v Dynamo Kiev
8.05pm Kick Offs
- Arsenal v Red Star Belgrade
- Athletic Bilbao v Ostersund
- FC Koln v BATE Borisov
- Vitoria Guimares v Marseille
- Hertha Berlin v Zorya Luhansk
- Lazio v Nice
- Viktoria Plzen v FC Lugano
- Real Sociedad v FK Vardar
- Rosenborg v Zenit St Petersburg
- Red Bull Salzburg v Konyaspor
- Steaua Bucharest v Hapoel Beer Sheva
- Vitesse Arnheim v Zulte Waregem
There’s a wider choice of games to pick from in the Europa League on Thursday so my five-fold accumulator bet would be as follows:
- AEK Athens v AC Milan – Draw – 11/5
- Ludogorets Razgrad v Braga – Home Win – 11/10
- Lyon v Everton – Home Win – 8/13
- Arsenal v Red Star Belgrade – Home Win – 1/3
- Lazio v Nice – Home Win – 6/10
Place this bet with Ladbrokes and a £10 stake would return £221.50 if all five selections win. However, if one selection loses, you would at least get your £10 stake back as a free bet.
Worried about your gambling?